Setting Up Affordable Life Insurance First
I wanted to start with getting affordable life insurance and then move up to the big things like writing my will and deciding who I think would be a good person to raise my children. I figured that the whole affordable life insurance thing would be extremely easy compared to the will.
I called and talked to my local insurance guy and he explained the many different kinds of life insurance to me and then I asked him to write up some quotes for the different kinds and I could look them over. I then called and scheduled a meeting with my lawyer and explained how I wanted to get my finances in order a bit and get the life insurance all squared away and then meet with him to write the will.
My insurance agent sent over three different insurance quotes for me and I spent a few hours comparing them and reading all the fine print. I chose the no medical life insurance policy which was slightly higher than the others, but it would be the easiest one to implement and then I could move onto other things. My agent told me that no medical life insurance policies are becoming more common, since people are just too busy to take time to run to the doctor for health screenings and physicals.